When Colet Raya and her husband Gelo enlisted the help of Sun Life financial advisor RJ Montes for their insurance and investment needs, little did they know that he would also be the key to fulfilling their dream business.
“The first time I got insurance from RJ, na-feel ko na kaagad. Sabi ko sa sarili ko, okay si RJ,” Colet said. “And I was right. Through the years, he stayed talaga with us. Today, I have 10 policies with Sun life–for me, my husband, and for my three children.”
RJ’s advice proved crucial when the couple came across an opportunity for them to venture into build-and-sell. As interested as they were in pursuing the business, they had no idea how they could fund it without sacrificing their financial priorities. Fortunately, they had in RJ an advisor who was not only on top of their financial plans but also makes an effort to constantly check in on them. When he learned about Colet and Gelo’s plans, he presented the idea of using the earnings from their investment-linked insurance plan, which has grown over the years, to fund their business venture.
“Sobrang sarap ng pakiramdam kasi natuloy yung business nang hindi kami na-gipit,” Colet shared. “Yun ang gusto ni RJ–ang magamit namin yung mga naitabi namin kasi nag-earn na, at hindi lang hintayin ang maturity ng policies. We can still enjoy it in the present.”
For his part, RJ credits Colet for her openness to his advice as they collaborated in ensuring their financial preparedness. “The fruit of their investments allowed for their business to rise,” he said. “That’s the beauty of what we do as a Sun Life advisor. We help clients realize their dreams by being financially prepared.”
The couple is one of RJ’s many clients within the Raya clan. The relationship stems from RJ’s very first client, who was the father of Colet’s husband. Accompanied by his parents who are also Sun Life financial advisors, he presented to the Raya patriarch as a young and rookie financial advisor, and successfully earned his trust and loyalty. Since then, RJ has been a partner of the entire Raya clan for their insurance and investment needs and had been a long-time financial advisor to Colet’s family.
Knowing fully well the benefits of having a Sun Life financial advisor, Colet encourages others to partner with one as well. “RJ is not just our financial advisor. We have a personal relationship as well,” she says. “Like our family, everyone deserves to have a partner for life.”
RJ and Colet’s story is among those featured in Sun Life’s latest campaign dubbed “Part of Your Life, Partner for Life.” Watch the video here:
Want to find your own partner for life in your financial journey? Visit www.bit.ly/advisormatch to connect with one today.