Philippine Savings Bank (PSBank) is making it easier, faster, and more convenient for its customers to apply for a personal loan. This is through the recently rolled out PSBank Online Loan Application for Flexi Personal Loan (POLA-Flexi), which can now be accessed in the bank’s website.
Through this new service, customers can submit their personal loan application online, using their desktop PC or mobile device. Approval or disapproval of a loan application will be sent to the applicant within three days through SMS.
Online personal loan service features
Those who are considering getting a Flexi Personal Loan with Prime Rebate may submit their loan application through the Apply Now Module on the site. The website also has its Self-Assessment Module that is designed to pre-determine an applicant’s qualification for a loan just by filling out a pre-screening checklist.
Meanwhile, the Loan Calculator Module facilitates quick computation and even an estimate of the possible monthly amortization amount, based on current interest rates. Moreover, interested borrowers can always request for a bank representative to call them so they can discuss further about their planned loans.
One-month payment pass
PSBank is also giving away a payment holiday for a month for those who will apply, be approved, and avail of a Flexi Personal Loan through POLA-Flexi. Qualified loan applicants will be required to pay their first monthly amortization on the second month of the loan. This limited offer will only apply to transactions that will be completed until March 31, 2018.
“We believe that by simplifying the process in getting a personal loan through POLA-Flexi, we can help our customers boost their financial capability and get them closer to fulfilling their short-term goals easily and hassle-free,” said PSBank Senior Vice President and Marketing Group Head Emmanuel Tuazon. The bank has always been in the forefront when it comes to introducing digital banking solutions to further enhance its customers’ banking experience.
PSBank is the second biggest thrift bank in the country in terms of assets, as of September 2017 based on data from the Bangko Sentral ng Pilipinas.